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Asset-backed finance intelligence

The System of Truth for Asset-Backed Finance

Orion independently verifies and continuously monitors the assets behind institutional credit, connecting source data, bank activity and third-party evidence to identify discrepancies before they become losses.

From mortgages and receivables to inventory, equipment and other collateral, Orion gives lenders an independent, continuously updated view of what actually sits behind their exposure.

$30B+
Assets processed to date
3
Continents — Europe, Asia & Australia
< 2 min
Anomaly alert latency
Integrates with your existing data sources
Bank feedsOpen BankingERP systemsAccounting softwareServicer exportsCore bankingLedger dataSWIFT MT940CAMT.054Debtor ledgersOrigination systemsData warehousesBank feedsOpen BankingERP systemsAccounting softwareServicer exportsCore bankingLedger dataSWIFT MT940CAMT.054Debtor ledgersOrigination systemsData warehouses
The problem
Credit decisions rely on data supplied by the very parties being financed.

Institutional lenders receive enormous quantities of borrower and servicer data, but receiving data is not the same as independently verifying it. This opacity creates structural risks.

Double financing / double pledging
Fabricated or duplicated assets
Incorrect eligibility calculations
Stale borrowing bases
Unreported portfolio deterioration
Ledger-to-bank inconsistencies
Missing or manipulated cash movements
Servicer reporting discrepancies
Concentration-limit breaches
Unexpected changes in collateral behaviour
01
Opacity
Unverified data. Risk invisible until it isn't.
02
Fraud
Manipulation goes undetected. Compounds silently.
03
Losses
Hidden exposure crystallises on balance sheets.
04
Freeze
Capital retreats precisely when needed most.
05
Real cost
Pensions. Savings. Ordinary people pay.
Orion Differentiation

Verification, not just visibility.

Traditional monitoring relies on reporting layers that simply pass through the data they receive. OrionAI builds an independent view of reality.

Traditional Monitoring (Visibility)
Borrower / Servicer Data
Spreadsheet / PDF Report
Lender
OrionAI (Independent Verification)
Borrower / Servicer Data
Accounting / Ledger Data
Bank Transactions
Third-Party Data
Historical Behaviour
ORION
VERIFICATION
ENGINE
Verified Assets
Exceptions
Eligibility
Borrowing Base
Risk Signals
Audit Trail
How Orion Works
1
Connect
Connect borrower, servicer, accounting, banking and relevant third-party data.
2
Verify
Orion matches and reconciles records across independent sources to establish whether assets exist and behave as expected.
3
Monitor
Eligibility rules, borrowing bases, concentrations, payments and collateral performance are continuously recalculated.
4
Escalate
Exceptions, discrepancies and emerging risks are surfaced with an auditable evidence trail.
Early Detection

Find the discrepancy before it becomes the loss.

Major credit losses rarely begin with a dramatic event. They begin with small inconsistencies between what a lender has been told and what is actually happening inside the underlying assets.

Orion continuously compares those realities.

Ledger says an invoice is outstanding
Bank data shows unexpected payment behaviour
Borrower reports eligible collateral
Orion identifies rule violations
Same collateral appears in multiple financing structures
Orion flags potential double pledging
Portfolio totals remain stable
Underlying payment patterns indicate deterioration
Who We Serve

Built for institutional credit.

BANKS

Independent collateral verification, borrowing-base monitoring, structured lending, SRT / risk-transfer monitoring and portfolio oversight.

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PRIVATE CREDIT

Continuous verification of underlying assets, covenant/eligibility monitoring and scalable portfolio surveillance.

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INSURERS

Independent verification and monitoring of insured credit exposures and policy conditions.

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SERVICERS / ASSET MANAGERS

Automated portfolio reconciliation, exception handling and transparent reporting to capital providers.

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Technology

Infrastructure-grade capabilities.

Ledger ingestion and normalisation
Bank transaction ingestion
Asset-level matching and reconciliation
Counterparty mapping
Eligibility-rule automation
Borrowing-base calculation
Duplicate / double-pledge detection
Historical behavioural analysis
Exception management
Portfolio monitoring
Audit trails
API / system integrations

An independent data layer between capital and collateral.

Independent verification Traceability Auditability Continuous monitoring Evidence-backed exceptions
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The System of Truth for Asset-Backed Finance.

Built alongside institutional lenders and credit professionals.